Til Debt Do Us Part: Gail Vaz Oxlade’s Budget Worksheet

Getting Started With Gail Vaz Oxlade’s Budget Worksheet

If you’re looking for a simple and straightforward way to budget your finances, then Gail Vaz Oxlade’s budget worksheet is perfect for you. Developed by the financial guru and featured on her show Til Debt Do Us Part, this budget worksheet is designed to help you organize your finances, track your spending, and ultimately become debt free.

How Does the Budget Worksheet Work?

The budget worksheet consists of eight sections. The first section, “Income”, is where you will list all your sources of income. This could be from employment, investments, or other sources. The second section, “Expenses”, is where you will list all your expenses, such as rent, utilities, groceries, entertainment, transportation, and any other expenses.

Using the Budget Worksheet to Track Spending

The third section of the worksheet, “Fixed Expenses”, is where you will list any fixed expenses, such as loan payments, insurance payments, and other expenses that do not vary from month to month. The fourth section, “Variable Expenses”, is where you will list any expenses that may vary from month to month, such as groceries and entertainment.

Creating a Budget to Help You Get Out of Debt

The fifth section of the budget worksheet, “Debt Reduction”, is where you can list all of your debt, such as credit cards, mortgages, and other loans. This section allows you to track your progress in reducing your debt. The sixth section, “Savings and Investments”, is where you can list all of your savings, investments, and other financial goals.

Using the Gail Vaz Oxlade Budget Worksheet to Achieve Financial Freedom

The seventh section of the budget worksheet, “Net Worth”, is where you can list all of your assets and liabilities, and track your net worth over time. The eighth section, “Goals”, is where you can list all of your financial goals, such as saving for a down payment on a house, investing for retirement, or paying off debt. With the Gail Vaz Oxlade budget worksheet, you can easily track your progress and achieve your financial goals.